Call reports 2012
CENTERA BANK — 2012
What CENTERA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 236,590,000 | 234,907,000 | 226,301,000 | 246,879,000 |
| Total loans | 99,950,000 | 107,062,000 | 107,235,000 | 113,224,000 |
| Allowance for loan losses | 1,396,000 | 1,456,000 | 1,471,000 | 1,471,000 |
| Securities available for sale | 119,111,000 | 111,517,000 | 104,266,000 | 116,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,042,000 | 1,048,000 | 1,048,000 | 1,048,000 |
| Total deposits | 211,919,000 | 206,898,000 | 200,090,000 | 222,136,000 |
| Interest-bearing deposits | 167,151,000 | 162,526,000 | 157,661,000 | 175,855,000 |
| Noninterest-bearing deposits | 44,768,000 | 44,372,000 | 42,429,000 | 46,281,000 |
| Equity capital | 23,499,000 | 23,977,000 | 24,460,000 | 23,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,457,000 | 6,656,000 | 8,844,000 |
| Interest expense | 305,000 | 570,000 | 814,000 | 1,052,000 |
| Net interest income | 1,908,000 | 3,887,000 | 5,842,000 | 7,792,000 |
| Noninterest income | 360,000 | 661,000 | 956,000 | 1,230,000 |
| Noninterest expense | 1,456,000 | 2,861,000 | 4,258,000 | 6,045,000 |
| Provision for loan losses | -5,000 | 0 | 14,000 | 26,000 |
| Pretax income | 817,000 | 1,733,000 | 2,574,000 | 2,999,000 |
| Income tax | 35,000 | 76,000 | 112,000 | 121,000 |
| Net income | 782,000 | 1,657,000 | 2,462,000 | 2,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,727,000 | 19,253,000 | 19,607,000 | 19,572,000 |
| Total capital | 20,123,000 | 20,709,000 | 21,078,000 | 21,043,000 |
| Risk-weighted assets | 127,125,000 | 132,152,000 | 129,016,000 | 138,429,000 |