Call reports 2011
CENTERA BANK — 2011
What CENTERA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,962,000 | 233,657,000 | 227,783,000 | 237,640,000 |
| Total loans | 98,684,000 | 103,765,000 | 110,048,000 | 106,312,000 |
| Allowance for loan losses | 1,090,000 | 1,077,000 | 1,138,000 | 1,196,000 |
| Securities available for sale | 110,121,000 | 109,920,000 | 100,639,000 | 111,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 949,000 | 950,000 | 950,000 | 950,000 |
| Total deposits | 207,090,000 | 210,404,000 | 199,411,000 | 213,361,000 |
| Interest-bearing deposits | 168,347,000 | 171,005,000 | 162,029,000 | 170,317,000 |
| Noninterest-bearing deposits | 38,743,000 | 39,399,000 | 37,382,000 | 43,044,000 |
| Equity capital | 19,911,000 | 22,175,000 | 23,455,000 | 23,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,323,000 | 4,695,000 | 7,127,000 | 9,453,000 |
| Interest expense | 441,000 | 858,000 | 1,210,000 | 1,545,000 |
| Net interest income | 1,882,000 | 3,837,000 | 5,917,000 | 7,908,000 |
| Noninterest income | 391,000 | 696,000 | 994,000 | 1,298,000 |
| Noninterest expense | 1,419,000 | 2,777,000 | 4,163,000 | 5,960,000 |
| Provision for loan losses | -2,000 | 54,000 | 174,000 | 176,000 |
| Pretax income | 856,000 | 1,702,000 | 2,583,000 | 3,079,000 |
| Income tax | 37,000 | 73,000 | 113,000 | 116,000 |
| Net income | 819,000 | 1,629,000 | 2,470,000 | 2,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,401,000 | 17,811,000 | 18,352,000 | 18,445,000 |
| Total capital | 18,491,000 | 18,888,000 | 19,490,000 | 19,641,000 |
| Risk-weighted assets | 123,988,000 | 129,489,000 | 133,305,000 | 132,053,000 |