Call reports 2010
CENTERA BANK — 2010
What CENTERA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 200,337,000 | 204,106,000 | 208,189,000 | 221,656,000 |
| Total loans | 99,910,000 | 104,802,000 | 108,307,000 | 106,578,000 |
| Allowance for loan losses | 1,044,000 | 1,114,000 | 1,309,000 | 1,142,000 |
| Securities available for sale | 84,598,000 | 82,008,000 | 81,476,000 | 97,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 833,000 | 833,000 | 833,000 | 833,000 |
| Total deposits | 178,034,000 | 181,189,000 | 183,250,000 | 196,522,000 |
| Interest-bearing deposits | 145,129,000 | 148,254,000 | 147,207,000 | 158,398,000 |
| Noninterest-bearing deposits | 32,905,000 | 32,935,000 | 36,043,000 | 38,124,000 |
| Equity capital | 18,975,000 | 19,580,000 | 20,418,000 | 19,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,723,000 | 7,134,000 | 9,522,000 |
| Interest expense | 485,000 | 975,000 | 1,458,000 | 1,924,000 |
| Net interest income | 1,841,000 | 3,748,000 | 5,676,000 | 7,598,000 |
| Noninterest income | 317,000 | 754,000 | 1,063,000 | 1,370,000 |
| Noninterest expense | 1,412,000 | 2,777,000 | 4,134,000 | 5,897,000 |
| Provision for loan losses | 15,000 | 218,000 | 221,000 | 310,000 |
| Pretax income | 843,000 | 1,511,000 | 2,388,000 | 2,765,000 |
| Income tax | 37,000 | 66,000 | 104,000 | 5,000 |
| Net income | 809,000 | 1,445,000 | 2,284,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,730,000 | 15,866,000 | 16,205,000 | 16,682,000 |
| Total capital | 16,774,000 | 16,980,000 | 17,514,000 | 17,824,000 |
| Risk-weighted assets | 120,364,000 | 125,137,000 | 128,237,000 | 129,200,000 |