Call reports 2009
CENTERA BANK — 2009
What CENTERA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 187,122,000 | 186,649,000 | 189,621,000 | 206,944,000 |
| Total loans | 92,037,000 | 95,412,000 | 101,298,000 | 96,931,000 |
| Allowance for loan losses | 853,000 | 808,000 | 1,015,000 | 1,028,000 |
| Securities available for sale | 79,775,000 | 76,168,000 | 71,034,000 | 84,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 720,000 | 720,000 | 720,000 | 721,000 |
| Total deposits | 168,328,000 | 167,014,000 | 169,066,000 | 187,190,000 |
| Interest-bearing deposits | 133,437,000 | 134,974,000 | 136,785,000 | 151,444,000 |
| Noninterest-bearing deposits | 34,891,000 | 32,040,000 | 32,281,000 | 35,746,000 |
| Equity capital | 17,833,000 | 18,521,000 | 19,463,000 | 18,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,613,000 | 6,960,000 | 9,302,000 |
| Interest expense | 492,000 | 979,000 | 1,461,000 | 1,958,000 |
| Net interest income | 1,790,000 | 3,634,000 | 5,499,000 | 7,344,000 |
| Noninterest income | 234,000 | 502,000 | 821,000 | 1,125,000 |
| Noninterest expense | 1,299,000 | 2,631,000 | 3,917,000 | 5,659,000 |
| Provision for loan losses | 164,000 | 165,000 | 379,000 | 398,000 |
| Pretax income | 637,000 | 1,416,000 | 2,100,000 | 2,488,000 |
| Income tax | 28,000 | 62,000 | 93,000 | 86,000 |
| Net income | 609,000 | 1,364,000 | 2,041,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,394,000 | 15,150,000 | 15,426,000 | 15,421,000 |
| Total capital | 15,247,000 | 15,958,000 | 16,441,000 | 16,449,000 |
| Risk-weighted assets | 114,495,000 | 118,102,000 | 117,384,000 | 119,845,000 |