Call reports 2001
CENTERA BANK — 2001
What CENTERA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,715,000 | 123,948,000 | 127,068,000 | 130,858,000 |
| Total loans | 82,044,000 | 89,177,000 | 91,999,000 | 88,473,000 |
| Allowance for loan losses | 791,000 | 818,000 | 891,000 | 829,000 |
| Securities available for sale | 28,679,000 | 25,684,000 | 23,863,000 | 25,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,449,000 | 108,541,000 | 112,432,000 | 118,923,000 |
| Interest-bearing deposits | 92,766,000 | 92,437,000 | 96,894,000 | 101,477,000 |
| Noninterest-bearing deposits | 16,683,000 | 16,104,000 | 15,538,000 | 17,446,000 |
| Equity capital | 10,497,000 | 10,766,000 | 11,183,000 | 11,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,686,000 | 7,019,000 | 9,199,000 |
| Interest expense | 1,144,000 | 2,225,000 | 3,236,000 | 4,145,000 |
| Net interest income | 1,213,000 | 2,461,000 | 3,783,000 | 5,054,000 |
| Noninterest income | 182,000 | 353,000 | 547,000 | 748,000 |
| Noninterest expense | 935,000 | 1,851,000 | 2,884,000 | 4,103,000 |
| Provision for loan losses | 59,000 | 137,000 | 221,000 | 221,000 |
| Pretax income | 402,000 | 834,000 | 1,233,000 | 1,486,000 |
| Income tax | 17,000 | 36,000 | 54,000 | 54,000 |
| Net income | 385,000 | 798,000 | 1,179,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,594,000 | 8,878,000 | 9,124,000 | 9,423,000 |
| Total capital | 9,385,000 | 9,696,000 | 10,015,000 | 10,252,000 |
| Risk-weighted assets | 90,530,000 | 96,636,000 | 98,534,000 | 96,171,000 |