Call reports 2010
FIRST STATE BANK OF ALEXANDRIA — 2010
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,401,000 | 116,188,000 | 117,116,000 | 116,433,000 |
| Total loans | 93,006,000 | 88,938,000 | 85,842,000 | 85,821,000 |
| Allowance for loan losses | 1,143,000 | 1,189,000 | 1,042,000 | 1,033,000 |
| Securities available for sale | 5,936,000 | 7,754,000 | 13,820,000 | 13,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,609,000 | 95,951,000 | 97,738,000 | 98,185,000 |
| Interest-bearing deposits | 79,915,000 | 83,505,000 | 84,772,000 | 84,774,000 |
| Noninterest-bearing deposits | 12,694,000 | 12,446,000 | 12,966,000 | 13,411,000 |
| Equity capital | 17,818,000 | 17,882,000 | 17,892,000 | 17,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,963,000 | 4,384,000 | 5,807,000 |
| Interest expense | 394,000 | 785,000 | 1,169,000 | 1,508,000 |
| Net interest income | 1,080,000 | 2,178,000 | 3,215,000 | 4,299,000 |
| Noninterest income | 132,000 | 255,000 | 528,000 | 505,000 |
| Noninterest expense | 711,000 | 1,479,000 | 2,290,000 | 3,031,000 |
| Provision for loan losses | 75,000 | 120,000 | 195,000 | 240,000 |
| Pretax income | 426,000 | 834,000 | 1,258,000 | 1,533,000 |
| Income tax | 166,000 | 324,000 | 487,000 | 589,000 |
| Net income | 260,000 | 510,000 | 771,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,230,000 | 9,283,000 | 9,271,000 | 9,222,000 |
| Total capital | 10,373,000 | 10,409,000 | 10,313,000 | 10,255,000 |
| Risk-weighted assets | 93,891,000 | 90,050,000 | 87,649,000 | 87,370,000 |