Call reports 2009
FIRST STATE BANK OF ALEXANDRIA — 2009
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,829,000 | 113,335,000 | 112,593,000 | 112,652,000 |
| Total loans | 90,659,000 | 93,527,000 | 94,343,000 | 92,412,000 |
| Allowance for loan losses | 1,052,000 | 1,052,000 | 1,098,000 | 1,054,000 |
| Securities available for sale | 6,045,000 | 5,439,000 | 5,190,000 | 6,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,080,000 | 90,810,000 | 87,825,000 | 91,834,000 |
| Interest-bearing deposits | 76,010,000 | 77,060,000 | 75,040,000 | 78,085,000 |
| Noninterest-bearing deposits | 12,070,000 | 13,750,000 | 12,785,000 | 13,749,000 |
| Equity capital | 17,465,000 | 17,532,000 | 17,653,000 | 17,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,154,000 | 4,716,000 | 6,216,000 |
| Interest expense | 511,000 | 987,000 | 1,437,000 | 1,856,000 |
| Net interest income | 1,043,000 | 2,167,000 | 3,279,000 | 4,360,000 |
| Noninterest income | 80,000 | 213,000 | 296,000 | 382,000 |
| Noninterest expense | 694,000 | 1,465,000 | 2,159,000 | 2,790,000 |
| Provision for loan losses | 45,000 | 75,000 | 120,000 | 185,000 |
| Pretax income | 384,000 | 840,000 | 1,296,000 | 1,767,000 |
| Income tax | 157,000 | 341,000 | 524,000 | 711,000 |
| Net income | 227,000 | 499,000 | 772,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,781,000 | 8,856,000 | 9,006,000 | 9,169,000 |
| Total capital | 9,833,000 | 9,908,000 | 10,104,000 | 10,223,000 |
| Risk-weighted assets | 89,453,000 | 93,488,000 | 92,879,000 | 93,628,000 |