Call reports 2008
FIRST STATE BANK OF ALEXANDRIA — 2008
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 106,758,000 | 113,209,000 | 109,300,000 | 113,129,000 |
| Total loans | 78,976,000 | 89,395,000 | 87,949,000 | 92,098,000 |
| Allowance for loan losses | 971,000 | 1,015,000 | 1,031,000 | 1,025,000 |
| Securities available for sale | 8,174,000 | 7,805,000 | 7,198,000 | 7,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,410,000 | 87,425,000 | 86,413,000 | 91,869,000 |
| Interest-bearing deposits | 75,420,000 | 73,891,000 | 72,615,000 | 78,219,000 |
| Noninterest-bearing deposits | 12,990,000 | 13,534,000 | 13,798,000 | 13,650,000 |
| Equity capital | 16,825,000 | 17,019,000 | 17,288,000 | 17,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,329,000 | 5,001,000 | 6,599,000 |
| Interest expense | 643,000 | 1,210,000 | 1,779,000 | 2,313,000 |
| Net interest income | 1,038,000 | 2,119,000 | 3,222,000 | 4,286,000 |
| Noninterest income | 106,000 | 202,000 | 290,000 | 379,000 |
| Noninterest expense | 633,000 | 1,308,000 | 2,015,000 | 2,761,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 113,000 |
| Pretax income | 515,000 | 979,000 | 1,431,000 | 1,838,000 |
| Income tax | 214,000 | 406,000 | 588,000 | 751,000 |
| Net income | 301,000 | 573,000 | 843,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,953,000 | 8,251,000 | 8,547,000 | 8,825,000 |
| Total capital | 8,924,000 | 9,266,000 | 9,578,000 | 9,850,000 |
| Risk-weighted assets | 82,220,000 | 92,519,000 | 87,647,000 | 90,670,000 |