Call reports 2007
FIRST STATE BANK OF ALEXANDRIA — 2007
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,750,000 | 105,241,000 | 108,939,000 | 110,556,000 |
| Total loans | 76,890,000 | 77,053,000 | 77,580,000 | 78,249,000 |
| Allowance for loan losses | 1,005,000 | 1,007,000 | 950,000 | 941,000 |
| Securities available for sale | 12,193,000 | 11,098,000 | 10,897,000 | 9,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,969,000 | 83,293,000 | 86,493,000 | 87,907,000 |
| Interest-bearing deposits | 70,569,000 | 69,091,000 | 73,334,000 | 73,762,000 |
| Noninterest-bearing deposits | 13,400,000 | 14,202,000 | 13,159,000 | 14,145,000 |
| Equity capital | 18,951,000 | 19,259,000 | 19,638,000 | 19,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,413,000 | 5,178,000 | 6,923,000 |
| Interest expense | 701,000 | 1,396,000 | 2,132,000 | 2,868,000 |
| Net interest income | 963,000 | 2,017,000 | 3,046,000 | 4,055,000 |
| Noninterest income | 87,000 | 182,000 | 273,000 | 376,000 |
| Noninterest expense | 508,000 | 1,091,000 | 1,656,000 | 2,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 542,000 | 1,108,000 | 1,663,000 | 2,132,000 |
| Income tax | 221,000 | 453,000 | 684,000 | 841,000 |
| Net income | 321,000 | 655,000 | 979,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,081,000 | 10,439,000 | 10,789,000 | 11,126,000 |
| Total capital | 11,062,000 | 11,416,000 | 11,739,000 | 12,067,000 |
| Risk-weighted assets | 78,473,000 | 78,105,000 | 80,440,000 | 81,029,000 |