Call reports 2006
FIRST STATE BANK OF ALEXANDRIA — 2006
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,304,000 | 95,834,000 | 94,202,000 | 105,556,000 |
| Total loans | 68,072,000 | 69,157,000 | 69,963,000 | 73,616,000 |
| Allowance for loan losses | 1,099,000 | 1,155,000 | 896,000 | 1,002,000 |
| Securities available for sale | 12,392,000 | 12,253,000 | 10,520,000 | 10,620,000 |
| Securities held to maturity | 7,268,000 | 7,207,000 | 7,161,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,181,000 | 82,554,000 | 80,391,000 | 83,944,000 |
| Interest-bearing deposits | 72,731,000 | 68,903,000 | 67,730,000 | 70,709,000 |
| Noninterest-bearing deposits | 10,450,000 | 13,651,000 | 12,661,000 | 13,235,000 |
| Equity capital | 9,991,000 | 10,348,000 | 11,225,000 | 18,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,983,000 | 4,645,000 | 1,106,000 |
| Interest expense | 532,000 | 1,139,000 | 1,773,000 | 437,000 |
| Net interest income | 912,000 | 1,844,000 | 2,872,000 | 669,000 |
| Noninterest income | 96,000 | 187,000 | 276,000 | 66,000 |
| Noninterest expense | 404,000 | 793,000 | 1,202,000 | 319,000 |
| Provision for loan losses | 55,000 | 95,000 | -501,000 | 0 |
| Pretax income | 549,000 | 1,143,000 | 2,447,000 | 416,000 |
| Income tax | 220,000 | 442,000 | 916,000 | 174,000 |
| Net income | 329,000 | 701,000 | 1,531,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,949,000 | 10,322,000 | 11,152,000 | 9,973,000 |
| Total capital | 10,917,000 | 11,329,000 | 12,048,000 | 10,925,000 |
| Risk-weighted assets | 77,336,000 | 80,425,000 | 78,922,000 | 75,580,000 |