Call reports 2005
FIRST STATE BANK OF ALEXANDRIA — 2005
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 87,066,000 | 86,633,000 | 94,030,000 | 95,053,000 |
| Total loans | 64,831,000 | 66,747,000 | 68,050,000 | 67,189,000 |
| Allowance for loan losses | 1,045,000 | 1,151,000 | 1,191,000 | 1,041,000 |
| Securities available for sale | 8,928,000 | 8,335,000 | 8,801,000 | 12,531,000 |
| Securities held to maturity | 6,843,000 | 6,816,000 | 6,769,000 | 6,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,455,000 | 75,688,000 | 82,687,000 | 83,375,000 |
| Interest-bearing deposits | 65,839,000 | 63,126,000 | 68,307,000 | 69,091,000 |
| Noninterest-bearing deposits | 11,616,000 | 12,562,000 | 14,380,000 | 14,284,000 |
| Equity capital | 8,606,000 | 8,950,000 | 9,266,000 | 9,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,545,000 | 3,928,000 | 5,368,000 |
| Interest expense | 351,000 | 736,000 | 1,180,000 | 1,677,000 |
| Net interest income | 888,000 | 1,809,000 | 2,748,000 | 3,691,000 |
| Noninterest income | 85,000 | 171,000 | 252,000 | 348,000 |
| Noninterest expense | 415,000 | 839,000 | 1,265,000 | 1,728,000 |
| Provision for loan losses | 55,000 | 100,000 | 155,000 | 230,000 |
| Pretax income | 503,000 | 1,041,000 | 1,580,000 | 2,081,000 |
| Income tax | 222,000 | 444,000 | 666,000 | 773,000 |
| Net income | 281,000 | 597,000 | 914,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,577,000 | 8,894,000 | 9,211,000 | 9,605,000 |
| Total capital | 9,501,000 | 9,824,000 | 10,177,000 | 10,556,000 |
| Risk-weighted assets | 73,782,000 | 74,174,000 | 77,075,000 | 76,013,000 |