Call reports 2004
FIRST STATE BANK OF ALEXANDRIA — 2004
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,178,000 | 84,247,000 | 85,637,000 | 89,954,000 |
| Total loans | 56,814,000 | 61,575,000 | 64,221,000 | 64,473,000 |
| Allowance for loan losses | 1,098,000 | 1,068,000 | 1,120,000 | 978,000 |
| Securities available for sale | 6,840,000 | 8,211,000 | 8,127,000 | 8,005,000 |
| Securities held to maturity | 7,933,000 | 7,438,000 | 7,335,000 | 7,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,595,000 | 75,607,000 | 76,682,000 | 80,638,000 |
| Interest-bearing deposits | 61,308,000 | 63,701,000 | 63,748,000 | 65,980,000 |
| Noninterest-bearing deposits | 12,287,000 | 11,906,000 | 12,934,000 | 14,658,000 |
| Equity capital | 7,713,000 | 7,960,000 | 8,311,000 | 8,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,376,000 | 3,645,000 | 4,911,000 |
| Interest expense | 311,000 | 632,000 | 961,000 | 1,297,000 |
| Net interest income | 869,000 | 1,744,000 | 2,684,000 | 3,614,000 |
| Noninterest income | 90,000 | 172,000 | 256,000 | 346,000 |
| Noninterest expense | 398,000 | 788,000 | 1,212,000 | 1,734,000 |
| Provision for loan losses | 45,000 | 90,000 | 145,000 | 220,000 |
| Pretax income | 516,000 | 1,038,000 | 1,583,000 | 2,006,000 |
| Income tax | 207,000 | 414,000 | 626,000 | 848,000 |
| Net income | 309,000 | 624,000 | 957,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,587,000 | 7,901,000 | 8,229,000 | 8,435,000 |
| Total capital | 8,438,000 | 8,796,000 | 9,145,000 | 9,374,000 |
| Risk-weighted assets | 67,837,000 | 71,403,000 | 73,397,000 | 75,079,000 |