Call reports 2003
FIRST STATE BANK OF ALEXANDRIA — 2003
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,823,000 | 74,517,000 | 76,411,000 | 79,105,000 |
| Total loans | 50,842,000 | 52,190,000 | 54,171,000 | 55,125,000 |
| Allowance for loan losses | 978,000 | 1,005,000 | 1,018,000 | 1,046,000 |
| Securities available for sale | 7,004,000 | 6,635,000 | 7,755,000 | 8,078,000 |
| Securities held to maturity | 6,603,000 | 7,639,000 | 7,792,000 | 7,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,765,000 | 67,203,000 | 68,817,000 | 70,949,000 |
| Interest-bearing deposits | 55,172,000 | 56,994,000 | 57,256,000 | 58,738,000 |
| Noninterest-bearing deposits | 9,593,000 | 10,209,000 | 11,561,000 | 12,211,000 |
| Equity capital | 6,524,000 | 6,891,000 | 7,193,000 | 7,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,360,000 | 3,572,000 | 4,727,000 |
| Interest expense | 324,000 | 636,000 | 946,000 | 1,254,000 |
| Net interest income | 841,000 | 1,724,000 | 2,626,000 | 3,473,000 |
| Noninterest income | 81,000 | 162,000 | 243,000 | 329,000 |
| Noninterest expense | 400,000 | 778,000 | 1,190,000 | 1,652,000 |
| Provision for loan losses | 50,000 | 80,000 | 115,000 | 160,000 |
| Pretax income | 472,000 | 1,028,000 | 1,564,000 | 1,990,000 |
| Income tax | 190,000 | 405,000 | 613,000 | 706,000 |
| Net income | 282,000 | 623,000 | 951,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,425,000 | 6,742,000 | 7,070,000 | 7,403,000 |
| Total capital | 7,182,000 | 7,523,000 | 7,874,000 | 8,230,000 |
| Risk-weighted assets | 60,337,000 | 62,258,000 | 64,080,000 | 65,939,000 |