Call reports 2002
FIRST STATE BANK OF ALEXANDRIA — 2002
What FIRST STATE BANK OF ALEXANDRIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,207,000 | 63,856,000 | 66,649,000 | 69,969,000 |
| Total loans | 42,529,000 | 46,821,000 | 48,374,000 | 49,328,000 |
| Allowance for loan losses | 759,000 | 803,000 | 858,000 | 869,000 |
| Securities available for sale | 7,173,000 | 6,902,000 | 7,800,000 | 6,520,000 |
| Securities held to maturity | 4,586,000 | 4,605,000 | 4,478,000 | 5,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,147,000 | 57,513,000 | 59,944,000 | 62,970,000 |
| Interest-bearing deposits | 46,974,000 | 48,484,000 | 50,230,000 | 53,423,000 |
| Noninterest-bearing deposits | 8,173,000 | 9,029,000 | 9,714,000 | 9,547,000 |
| Equity capital | 5,461,000 | 5,811,000 | 6,109,000 | 6,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,293,000 | 3,481,000 | 4,663,000 |
| Interest expense | 368,000 | 730,000 | 1,101,000 | 1,459,000 |
| Net interest income | 753,000 | 1,563,000 | 2,380,000 | 3,204,000 |
| Noninterest income | 87,000 | 172,000 | 254,000 | 328,000 |
| Noninterest expense | 358,000 | 712,000 | 1,089,000 | 1,568,000 |
| Provision for loan losses | 45,000 | 90,000 | 145,000 | 220,000 |
| Pretax income | 437,000 | 933,000 | 1,400,000 | 1,744,000 |
| Income tax | 171,000 | 367,000 | 546,000 | 654,000 |
| Net income | 266,000 | 566,000 | 854,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,379,000 | 5,679,000 | 5,967,000 | 6,204,000 |
| Total capital | 5,992,000 | 6,343,000 | 6,649,000 | 6,913,000 |
| Risk-weighted assets | 48,857,000 | 52,989,000 | 54,403,000 | 56,587,000 |