Call reports 2008
BARNES BANKING COMPANY — 2008
What BARNES BANKING COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 870,627,000 | 856,592,000 | 829,404,000 | 970,775,000 |
| Total loans | 777,461,000 | 749,815,000 | 738,270,000 | 729,064,000 |
| Allowance for loan losses | 9,930,000 | 12,914,000 | 33,338,000 | 38,218,000 |
| Securities available for sale | 22,706,000 | 21,202,000 | 22,239,000 | 139,391,000 |
| Securities held to maturity | 553,000 | 553,000 | 430,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,256,000 | 719,697,000 | 711,430,000 | 860,766,000 |
| Interest-bearing deposits | 635,153,000 | 621,511,000 | 615,996,000 | 767,103,000 |
| Noninterest-bearing deposits | 97,103,000 | 98,186,000 | 95,434,000 | 93,663,000 |
| Equity capital | 123,360,000 | 123,294,000 | 107,432,000 | 100,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,514,000 | 31,669,000 | 44,474,000 | 56,776,000 |
| Interest expense | 6,131,000 | 11,197,000 | 15,849,000 | 20,647,000 |
| Net interest income | 10,383,000 | 20,472,000 | 28,625,000 | 36,129,000 |
| Noninterest income | 930,000 | 1,874,000 | 1,712,000 | -1,066,000 |
| Noninterest expense | 4,959,000 | 10,592,000 | 15,036,000 | 20,266,000 |
| Provision for loan losses | 1,411,000 | 5,907,000 | 35,794,000 | 50,902,000 |
| Pretax income | 4,943,000 | 5,847,000 | -20,493,000 | -36,105,000 |
| Income tax | 1,794,000 | 2,024,000 | -8,212,000 | -14,114,000 |
| Net income | 3,149,000 | 3,823,000 | -12,281,000 | -21,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,242,000 | 124,221,000 | 107,433,000 | 100,452,000 |
| Total capital | 133,172,000 | 134,717,000 | 117,910,000 | 111,148,000 |
| Risk-weighted assets | 864,297,000 | 836,973,000 | 814,996,000 | 827,544,000 |