Call reports 2007
BARNES BANKING COMPANY — 2007
What BARNES BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 823,432,000 | 823,350,000 | 895,221,000 | 874,860,000 |
| Total loans | 715,882,000 | 717,167,000 | 753,566,000 | 779,013,000 |
| Allowance for loan losses | 10,314,000 | 10,810,000 | 8,442,000 | 8,831,000 |
| Securities available for sale | 34,718,000 | 32,979,000 | 30,929,000 | 28,011,000 |
| Securities held to maturity | 848,000 | 848,000 | 732,000 | 732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,554,000 | 699,002,000 | 745,572,000 | 737,634,000 |
| Interest-bearing deposits | 580,677,000 | 585,017,000 | 637,774,000 | 634,039,000 |
| Noninterest-bearing deposits | 120,877,000 | 113,985,000 | 107,798,000 | 103,595,000 |
| Equity capital | 107,868,000 | 111,664,000 | 117,267,000 | 119,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 18,031,000 | 37,190,000 | 56,490,000 | 74,763,000 |
| Interest expense | 5,637,000 | 11,757,000 | 18,044,000 | 24,707,000 |
| Net interest income | 12,394,000 | 25,433,000 | 38,446,000 | 50,056,000 |
| Noninterest income | 817,000 | 1,696,000 | 2,559,000 | 4,221,000 |
| Noninterest expense | 5,067,000 | 10,004,000 | 14,941,000 | 20,573,000 |
| Provision for loan losses | 386,000 | 771,000 | 1,157,000 | 1,624,000 |
| Pretax income | 7,758,000 | 16,354,000 | 24,907,000 | 32,080,000 |
| Income tax | 2,882,000 | 6,032,000 | 9,211,000 | 11,882,000 |
| Net income | 4,876,000 | 10,322,000 | 15,696,000 | 20,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,227,000 | 112,220,000 | 117,595,000 | 120,093,000 |
| Total capital | 118,180,000 | 122,152,000 | 126,037,000 | 128,924,000 |
| Risk-weighted assets | 795,900,000 | 793,132,000 | 849,085,000 | 867,785,000 |