Call reports 2006
BARNES BANKING COMPANY — 2006
What BARNES BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 631,618,000 | 690,828,000 | 743,454,000 | 787,082,000 |
| Total loans | 507,970,000 | 573,010,000 | 622,671,000 | 668,143,000 |
| Allowance for loan losses | 10,013,000 | 10,551,000 | 10,996,000 | 9,964,000 |
| Securities available for sale | 44,388,000 | 38,639,000 | 37,037,000 | 36,157,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 1,356,000 | 1,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,131,000 | 579,578,000 | 632,667,000 | 671,674,000 |
| Interest-bearing deposits | 358,032,000 | 423,357,000 | 518,000,000 | 550,657,000 |
| Noninterest-bearing deposits | 120,099,000 | 156,221,000 | 114,667,000 | 121,017,000 |
| Equity capital | 90,957,000 | 93,831,000 | 99,098,000 | 102,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,011,000 | 25,680,000 | 41,592,000 | 58,681,000 |
| Interest expense | 2,692,000 | 6,136,000 | 10,373,000 | 15,315,000 |
| Net interest income | 9,319,000 | 19,544,000 | 31,219,000 | 43,366,000 |
| Noninterest income | 818,000 | 1,653,000 | 2,787,000 | 4,551,000 |
| Noninterest expense | 3,993,000 | 8,217,000 | 12,818,000 | 18,011,000 |
| Provision for loan losses | 513,000 | 1,051,000 | 1,522,000 | 1,907,000 |
| Pretax income | 5,630,000 | 11,851,000 | 19,588,000 | 27,921,000 |
| Income tax | 2,042,000 | 4,311,000 | 7,106,000 | 10,206,000 |
| Net income | 3,588,000 | 7,540,000 | 12,482,000 | 17,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,606,000 | 94,717,000 | 99,661,000 | 103,213,000 |
| Total capital | 98,889,000 | 102,825,000 | 108,373,000 | 112,465,000 |
| Risk-weighted assets | 579,910,000 | 646,186,000 | 694,609,000 | 739,457,000 |