Call reports 2005
BARNES BANKING COMPANY — 2005
What BARNES BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 591,603,000 | 620,092,000 | 629,386,000 | 602,814,000 |
| Total loans | 409,701,000 | 429,139,000 | 454,961,000 | 471,409,000 |
| Allowance for loan losses | 7,267,000 | 7,862,000 | 7,981,000 | 9,543,000 |
| Securities available for sale | 38,999,000 | 49,563,000 | 47,878,000 | 45,896,000 |
| Securities held to maturity | 4,134,000 | 3,850,000 | 3,407,000 | 3,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,220,000 | 487,398,000 | 485,371,000 | 470,061,000 |
| Interest-bearing deposits | 364,077,000 | 362,778,000 | 366,829,000 | 357,358,000 |
| Noninterest-bearing deposits | 102,143,000 | 124,620,000 | 118,542,000 | 112,703,000 |
| Equity capital | 80,932,000 | 82,822,000 | 85,748,000 | 87,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,773,000 | 18,218,000 | 28,696,000 | 39,891,000 |
| Interest expense | 1,891,000 | 3,900,000 | 6,102,000 | 8,417,000 |
| Net interest income | 6,882,000 | 14,318,000 | 22,594,000 | 31,474,000 |
| Noninterest income | 735,000 | 1,479,000 | 2,442,000 | 3,452,000 |
| Noninterest expense | 3,343,000 | 6,910,000 | 10,665,000 | 15,063,000 |
| Provision for loan losses | 825,000 | 1,731,000 | 2,691,000 | 3,399,000 |
| Pretax income | 3,465,000 | 7,172,000 | 11,695,000 | 16,479,000 |
| Income tax | 1,207,000 | 2,456,000 | 3,946,000 | 5,756,000 |
| Net income | 2,258,000 | 4,716,000 | 7,749,000 | 10,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,269,000 | 83,055,000 | 86,088,000 | 88,018,000 |
| Total capital | 87,522,000 | 89,605,000 | 92,847,000 | 94,870,000 |
| Risk-weighted assets | 499,235,000 | 522,734,000 | 539,462,000 | 545,498,000 |