Call reports 2004
BARNES BANKING COMPANY — 2004
What BARNES BANKING COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 553,080,000 | 556,641,000 | 582,412,000 | 582,570,000 |
| Total loans | 383,923,000 | 393,334,000 | 413,472,000 | 414,992,000 |
| Allowance for loan losses | 7,426,000 | 6,653,000 | 7,249,000 | 6,452,000 |
| Securities available for sale | 32,543,000 | 36,258,000 | 38,116,000 | 37,240,000 |
| Securities held to maturity | 6,331,000 | 5,442,000 | 5,046,000 | 4,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,218,000 | 435,086,000 | 457,619,000 | 462,457,000 |
| Interest-bearing deposits | 348,780,000 | 353,346,000 | 369,116,000 | 366,290,000 |
| Noninterest-bearing deposits | 92,438,000 | 81,740,000 | 88,503,000 | 96,167,000 |
| Equity capital | 74,930,000 | 75,503,000 | 78,058,000 | 78,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,339,000 | 14,758,000 | 22,701,000 | 31,386,000 |
| Interest expense | 1,924,000 | 3,769,000 | 5,617,000 | 7,491,000 |
| Net interest income | 5,415,000 | 10,989,000 | 17,084,000 | 23,895,000 |
| Noninterest income | 775,000 | 1,662,000 | 2,554,000 | 3,334,000 |
| Noninterest expense | 3,349,000 | 6,587,000 | 9,808,000 | 13,858,000 |
| Provision for loan losses | 790,000 | 1,510,000 | 2,335,000 | 3,160,000 |
| Pretax income | 2,050,000 | 4,553,000 | 7,494,000 | 10,210,000 |
| Income tax | 706,000 | 1,685,000 | 2,477,000 | 3,441,000 |
| Net income | 1,344,000 | 2,868,000 | 5,017,000 | 6,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,804,000 | 75,798,000 | 77,947,000 | 79,011,000 |
| Total capital | 80,589,000 | 81,719,000 | 84,138,000 | 85,206,000 |
| Risk-weighted assets | 461,175,000 | 472,980,000 | 494,209,000 | 495,322,000 |