Call reports 2003
BARNES BANKING COMPANY — 2003
What BARNES BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 512,866,000 | 540,984,000 | 548,265,000 | 536,422,000 |
| Total loans | 379,742,000 | 366,193,000 | 372,354,000 | 374,741,000 |
| Allowance for loan losses | 5,483,000 | 5,771,000 | 6,642,000 | 6,875,000 |
| Securities available for sale | 25,873,000 | 22,520,000 | 24,209,000 | 24,312,000 |
| Securities held to maturity | 11,791,000 | 10,310,000 | 9,405,000 | 8,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,820,000 | 427,960,000 | 436,053,000 | 424,294,000 |
| Interest-bearing deposits | 331,405,000 | 331,813,000 | 346,234,000 | 340,894,000 |
| Noninterest-bearing deposits | 70,415,000 | 96,147,000 | 89,819,000 | 83,400,000 |
| Equity capital | 71,272,000 | 71,972,000 | 73,125,000 | 73,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,021,000 | 16,071,000 | 23,780,000 | 31,390,000 |
| Interest expense | 2,254,000 | 4,451,000 | 6,553,000 | 8,588,000 |
| Net interest income | 5,767,000 | 11,620,000 | 17,227,000 | 22,802,000 |
| Noninterest income | 875,000 | 1,812,000 | 2,715,000 | 3,545,000 |
| Noninterest expense | 3,060,000 | 6,409,000 | 10,066,000 | 14,432,000 |
| Provision for loan losses | 792,000 | 2,152,000 | 3,154,000 | 3,946,000 |
| Pretax income | 2,791,000 | 4,872,000 | 6,723,000 | 7,976,000 |
| Income tax | 979,000 | 1,609,000 | 2,199,000 | 2,573,000 |
| Net income | 1,812,000 | 3,263,000 | 4,524,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,978,000 | 71,758,000 | 73,018,000 | 73,460,000 |
| Total capital | 76,461,000 | 77,280,000 | 78,612,000 | 79,024,000 |
| Risk-weighted assets | 438,833,000 | 441,541,000 | 446,537,000 | 443,808,000 |