Call reports 2002
BARNES BANKING COMPANY — 2002
What BARNES BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 472,922,000 | 471,659,000 | 500,890,000 | 495,623,000 |
| Total loans | 365,565,000 | 365,517,000 | 378,606,000 | 373,640,000 |
| Allowance for loan losses | 7,264,000 | 7,721,000 | 8,241,000 | 4,844,000 |
| Securities available for sale | 29,545,000 | 28,666,000 | 28,558,000 | 25,941,000 |
| Securities held to maturity | 17,339,000 | 15,343,000 | 14,886,000 | 12,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,572,000 | 374,291,000 | 393,884,000 | 390,626,000 |
| Interest-bearing deposits | 311,959,000 | 314,722,000 | 324,576,000 | 321,499,000 |
| Noninterest-bearing deposits | 56,613,000 | 59,569,000 | 69,308,000 | 69,127,000 |
| Equity capital | 63,956,000 | 65,887,000 | 68,161,000 | 69,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,170,000 | 16,858,000 | 25,343,000 | 33,756,000 |
| Interest expense | 2,749,000 | 5,453,000 | 8,078,000 | 10,532,000 |
| Net interest income | 5,421,000 | 11,405,000 | 17,265,000 | 23,224,000 |
| Noninterest income | 842,000 | 1,694,000 | 2,557,000 | 3,482,000 |
| Noninterest expense | 2,763,000 | 5,725,000 | 8,657,000 | 11,740,000 |
| Provision for loan losses | 498,000 | 1,075,000 | 1,712,000 | 2,384,000 |
| Pretax income | 3,002,000 | 6,299,000 | 9,457,000 | 12,586,000 |
| Income tax | 1,026,000 | 2,160,000 | 3,157,000 | 4,161,000 |
| Net income | 1,976,000 | 4,139,000 | 6,300,000 | 8,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,826,000 | 65,534,000 | 67,696,000 | 69,166,000 |
| Total capital | 69,013,000 | 70,762,000 | 73,124,000 | 74,010,000 |
| Risk-weighted assets | 412,897,000 | 415,761,000 | 431,391,000 | 430,577,000 |