Call reports 2023
COMPASS SAVINGS BANK — 2023
What COMPASS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,503,000 | 60,938,000 | 60,340,000 | 61,337,000 |
| Total loans | 55,290,000 | 54,713,000 | 55,054,000 | 54,982,000 |
| Allowance for loan losses | 307,000 | 313,000 | 317,000 | 318,000 |
| Securities available for sale | 2,467,000 | 2,344,000 | 2,257,000 | 2,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,204,000 | 48,863,000 | 47,530,000 | 48,784,000 |
| Interest-bearing deposits | 40,994,000 | 42,927,000 | 42,562,000 | 44,136,000 |
| Noninterest-bearing deposits | 6,210,000 | 5,936,000 | 4,968,000 | 4,648,000 |
| Equity capital | 4,269,000 | 4,292,000 | 4,376,000 | 4,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,168,000 | 1,762,000 | 2,385,000 |
| Interest expense | 289,000 | 641,000 | 1,007,000 | 1,412,000 |
| Net interest income | 265,000 | 527,000 | 755,000 | 973,000 |
| Noninterest income | 21,000 | 41,000 | 202,000 | 222,000 |
| Noninterest expense | 289,000 | 581,000 | 882,000 | 1,204,000 |
| Provision for loan losses | 7,000 | 13,000 | 17,000 | 18,000 |
| Pretax income | -10,000 | -26,000 | 58,000 | -27,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -26,000 | 58,000 | -27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,465,000 | 4,355,000 | 4,450,000 | 4,331,000 |
| Total capital | 4,772,000 | 4,668,000 | 4,767,000 | 4,649,000 |
| Risk-weighted assets | 33,096,000 | 33,044,000 | 32,626,000 | 32,767,000 |