Call reports 2019
COMPASS SAVINGS BANK — 2019
What COMPASS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,375,000 | 51,884,000 | 51,399,000 | 49,168,000 |
| Total loans | 44,243,000 | 42,319,000 | 42,017,000 | 37,412,000 |
| Allowance for loan losses | 415,000 | 415,000 | 276,000 | 277,000 |
| Securities available for sale | 2,531,000 | 3,153,000 | 3,423,000 | 4,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,135,000 | 43,814,000 | 44,563,000 | 44,360,000 |
| Interest-bearing deposits | 40,371,000 | 40,167,000 | 40,862,000 | 40,628,000 |
| Noninterest-bearing deposits | 3,764,000 | 3,647,000 | 3,701,000 | 3,732,000 |
| Equity capital | 4,805,000 | 4,741,000 | 4,628,000 | 4,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,067,000 | 1,526,000 | 1,929,000 |
| Interest expense | 279,000 | 523,000 | 755,000 | 967,000 |
| Net interest income | 312,000 | 544,000 | 771,000 | 962,000 |
| Noninterest income | -284,000 | -247,000 | -207,000 | -80,000 |
| Noninterest expense | 354,000 | 667,000 | 1,189,000 | 1,501,000 |
| Provision for loan losses | 16,000 | 16,000 | -123,000 | -122,000 |
| Pretax income | -342,000 | -386,000 | -502,000 | -497,000 |
| Income tax | 0 | 0 | -43,000 | 0 |
| Net income | -342,000 | -386,000 | -459,000 | -497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,785,000 | 4,693,000 | 4,628,000 | 4,591,000 |
| Total capital | 5,162,000 | 5,043,000 | 4,905,000 | 4,868,000 |
| Risk-weighted assets | 30,094,000 | 27,922,000 | 22,341,000 | 25,538,000 |