Call reports 2018
COMPASS SAVINGS BANK — 2018
What COMPASS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,760,000 | 58,537,000 | 60,108,000 | 62,912,000 |
| Total loans | 50,350,000 | 52,728,000 | 54,050,000 | 57,119,000 |
| Allowance for loan losses | 357,000 | 366,000 | 382,000 | 399,000 |
| Securities available for sale | 2,666,000 | 2,457,000 | 2,317,000 | 2,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,571,000 | 48,964,000 | 42,038,000 | 41,836,000 |
| Interest-bearing deposits | 42,730,000 | 45,244,000 | 38,412,000 | 38,128,000 |
| Noninterest-bearing deposits | 3,841,000 | 3,720,000 | 3,626,000 | 3,708,000 |
| Equity capital | 5,102,000 | 5,135,000 | 5,123,000 | 5,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,035,000 | 1,599,000 | 2,182,000 |
| Interest expense | 173,000 | 362,000 | 601,000 | 846,000 |
| Net interest income | 331,000 | 673,000 | 998,000 | 1,336,000 |
| Noninterest income | 34,000 | 60,000 | 77,000 | 105,000 |
| Noninterest expense | 329,000 | 646,000 | 926,000 | 1,309,000 |
| Provision for loan losses | 9,000 | 18,000 | 34,000 | 51,000 |
| Pretax income | 29,000 | 69,000 | 115,000 | 81,000 |
| Income tax | 0 | 2,000 | 45,000 | 45,000 |
| Net income | 29,000 | 67,000 | 70,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,120,000 | 5,158,000 | 5,161,000 | 5,127,000 |
| Total capital | 5,477,000 | 5,524,000 | 5,543,000 | 5,526,000 |
| Risk-weighted assets | 31,462,000 | 32,288,000 | 32,443,000 | 33,590,000 |