Call reports 2017
COMPASS SAVINGS BANK — 2017
What COMPASS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,678,000 | 54,073,000 | 52,772,000 | 56,034,000 |
| Total loans | 55,257,000 | 47,430,000 | 46,046,000 | 49,512,000 |
| Allowance for loan losses | 420,000 | 324,000 | 333,000 | 348,000 |
| Securities available for sale | 8,145,000 | 3,226,000 | 3,019,000 | 2,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,181,000 | 48,958,000 | 47,397,000 | 47,157,000 |
| Interest-bearing deposits | 44,039,000 | 43,915,000 | 43,080,000 | 43,423,000 |
| Noninterest-bearing deposits | 5,142,000 | 5,043,000 | 4,317,000 | 3,734,000 |
| Equity capital | 5,220,000 | 4,882,000 | 5,091,000 | 5,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,215,000 | 1,761,000 | 2,247,000 |
| Interest expense | 175,000 | 365,000 | 529,000 | 697,000 |
| Net interest income | 394,000 | 850,000 | 1,232,000 | 1,550,000 |
| Noninterest income | 21,000 | -469,000 | -288,000 | -278,000 |
| Noninterest expense | 312,000 | 603,000 | 923,000 | 1,239,000 |
| Provision for loan losses | 15,000 | -43,000 | -21,000 | -21,000 |
| Pretax income | 88,000 | -179,000 | 13,000 | 25,000 |
| Income tax | 18,000 | 30,000 | 25,000 | 25,000 |
| Net income | 70,000 | -209,000 | -12,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,113,000 | 4,882,000 | 5,079,000 | 5,091,000 |
| Total capital | 5,533,000 | 5,206,000 | 5,412,000 | 5,439,000 |
| Risk-weighted assets | 34,342,000 | 29,297,000 | 30,551,000 | 32,151,000 |