Call reports 2016
COMPASS SAVINGS BANK — 2016
What COMPASS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,981,000 | 60,223,000 | 63,468,000 | 63,186,000 |
| Total loans | 46,697,000 | 49,618,000 | 50,940,000 | 51,377,000 |
| Allowance for loan losses | 330,000 | 280,000 | 375,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,825,000 | 7,643,000 | 7,257,000 | 8,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,509,000 | 45,075,000 | 46,328,000 | 48,002,000 |
| Interest-bearing deposits | 38,919,000 | 41,371,000 | 43,225,000 | 44,876,000 |
| Noninterest-bearing deposits | 4,590,000 | 3,704,000 | 3,103,000 | 3,126,000 |
| Equity capital | 4,680,000 | 4,768,000 | 4,968,000 | 5,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,084,000 | 1,657,000 | 2,199,000 |
| Interest expense | 139,000 | 280,000 | 441,000 | 607,000 |
| Net interest income | 388,000 | 804,000 | 1,216,000 | 1,592,000 |
| Noninterest income | 5,000 | 12,000 | 20,000 | 188,000 |
| Noninterest expense | 247,000 | 502,000 | 773,000 | 1,056,000 |
| Provision for loan losses | 39,000 | 93,000 | 188,000 | 218,000 |
| Pretax income | 107,000 | 221,000 | 403,000 | 506,000 |
| Income tax | 24,000 | 50,000 | 77,000 | 105,000 |
| Net income | 83,000 | 171,000 | 326,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,680,000 | 4,768,000 | 4,968,000 | 5,043,000 |
| Total capital | 5,010,000 | 5,048,000 | 5,343,000 | 5,443,000 |
| Risk-weighted assets | 29,381,000 | 30,364,000 | 32,408,000 | 31,977,000 |