Call reports 2015
COMPASS SAVINGS BANK — 2015
What COMPASS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,109,000 | 47,694,000 | 51,100,000 | 54,533,000 |
| Total loans | 30,664,000 | 33,461,000 | 37,707,000 | 42,160,000 |
| Allowance for loan losses | 290,000 | 308,000 | 325,000 | 312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,845,000 | 11,244,000 | 10,382,000 | 9,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,967,000 | 32,074,000 | 42,317,000 | 43,024,000 |
| Interest-bearing deposits | 29,439,000 | 29,372,000 | 38,517,000 | 38,475,000 |
| Noninterest-bearing deposits | 2,528,000 | 2,702,000 | 3,800,000 | 4,549,000 |
| Equity capital | 4,433,000 | 4,510,000 | 4,549,000 | 4,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 816,000 | 1,255,000 | 1,736,000 |
| Interest expense | 91,000 | 183,000 | 297,000 | 427,000 |
| Net interest income | 317,000 | 633,000 | 958,000 | 1,309,000 |
| Noninterest income | 8,000 | 22,000 | 14,000 | -3,000 |
| Noninterest expense | 209,000 | 427,000 | 653,000 | 896,000 |
| Provision for loan losses | 18,000 | 36,000 | 53,000 | 61,000 |
| Pretax income | 98,000 | 192,000 | 266,000 | 349,000 |
| Income tax | 14,000 | 31,000 | 66,000 | 101,000 |
| Net income | 84,000 | 161,000 | 200,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,433,000 | 4,510,000 | 4,549,000 | 4,597,000 |
| Total capital | 4,686,000 | 4,794,000 | 4,860,000 | 4,909,000 |
| Risk-weighted assets | 20,222,000 | 22,703,000 | 24,849,000 | 26,679,000 |