Call reports 2014
COMPASS SAVINGS BANK — 2014
What COMPASS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,767,000 | 43,246,000 | 42,727,000 | 43,076,000 |
| Total loans | 27,647,000 | 28,587,000 | 28,948,000 | 29,307,000 |
| Allowance for loan losses | 239,000 | 251,000 | 260,000 | 272,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,443,000 | 12,722,000 | 12,369,000 | 11,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,700,000 | 33,941,000 | 33,081,000 | 32,585,000 |
| Interest-bearing deposits | 32,425,000 | 31,500,000 | 30,498,000 | 30,210,000 |
| Noninterest-bearing deposits | 2,276,000 | 2,441,000 | 2,583,000 | 2,375,000 |
| Equity capital | 4,137,000 | 4,213,000 | 4,316,000 | 4,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 784,000 | 1,182,000 | 1,571,000 |
| Interest expense | 111,000 | 212,000 | 308,000 | 401,000 |
| Net interest income | 282,000 | 572,000 | 874,000 | 1,170,000 |
| Noninterest income | 3,000 | 3,000 | 1,000 | 10,000 |
| Noninterest expense | 208,000 | 398,000 | 601,000 | 833,000 |
| Provision for loan losses | 9,000 | 21,000 | 30,000 | 42,000 |
| Pretax income | 64,000 | 152,000 | 240,000 | 285,000 |
| Income tax | 0 | 12,000 | 32,000 | 44,000 |
| Net income | 64,000 | 140,000 | 208,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,265,000 | 4,341,000 | 4,409,000 | 4,442,000 |
| Total capital | 4,501,000 | 4,582,000 | 4,649,000 | 4,683,000 |
| Risk-weighted assets | 18,847,000 | 19,274,000 | 19,207,000 | 19,217,000 |