Call reports 2013
COMPASS SAVINGS BANK — 2013
What COMPASS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,534,000 | 40,050,000 | 41,918,000 | 42,664,000 |
| Total loans | 24,062,000 | 23,955,000 | 26,912,000 | 27,543,000 |
| Allowance for loan losses | 211,000 | 206,000 | 218,000 | 230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,258,000 | 13,297,000 | 13,397,000 | 13,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,412,000 | 35,957,000 | 34,959,000 | 34,912,000 |
| Interest-bearing deposits | 33,158,000 | 33,659,000 | 32,859,000 | 32,867,000 |
| Noninterest-bearing deposits | 2,254,000 | 2,298,000 | 2,100,000 | 2,045,000 |
| Equity capital | 4,061,000 | 4,091,000 | 4,028,000 | 4,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 749,000 | 1,122,000 | 1,508,000 |
| Interest expense | 125,000 | 249,000 | 371,000 | 492,000 |
| Net interest income | 257,000 | 500,000 | 751,000 | 1,016,000 |
| Noninterest income | 6,000 | 12,000 | 17,000 | 18,000 |
| Noninterest expense | 192,000 | 376,000 | 573,000 | 782,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 60,000 |
| Pretax income | 53,000 | 100,000 | 148,000 | 193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 100,000 | 148,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,061,000 | 4,108,000 | 4,156,000 | 4,201,000 |
| Total capital | 4,272,000 | 4,314,000 | 4,374,000 | 4,431,000 |
| Risk-weighted assets | 16,940,000 | 16,362,000 | 17,702,000 | 18,467,000 |