Call reports 2012
COMPASS SAVINGS BANK — 2012
What COMPASS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,954,000 | 41,445,000 | 41,497,000 | 39,842,000 |
| Total loans | 23,674,000 | 23,278,000 | 23,835,000 | 24,123,000 |
| Allowance for loan losses | 172,000 | 177,000 | 190,000 | 205,000 |
| Securities available for sale | 1,000 | 1,000 | 0 | 0 |
| Securities held to maturity | 14,753,000 | 14,134,000 | 13,708,000 | 13,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,989,000 | 37,465,000 | 37,462,000 | 35,776,000 |
| Interest-bearing deposits | 34,640,000 | 35,006,000 | 34,510,000 | 33,421,000 |
| Noninterest-bearing deposits | 2,349,000 | 2,459,000 | 2,952,000 | 2,355,000 |
| Equity capital | 3,907,000 | 3,939,000 | 3,966,000 | 4,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 841,000 | 1,230,000 | 1,619,000 |
| Interest expense | 185,000 | 361,000 | 526,000 | 673,000 |
| Net interest income | 245,000 | 480,000 | 704,000 | 946,000 |
| Noninterest income | -5,000 | -16,000 | -11,000 | -5,000 |
| Noninterest expense | 190,000 | 377,000 | 566,000 | 757,000 |
| Provision for loan losses | 4,000 | 9,000 | 22,000 | 37,000 |
| Pretax income | 46,000 | 78,000 | 105,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 78,000 | 105,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,907,000 | 3,939,000 | 3,966,000 | 4,008,000 |
| Total capital | 4,079,000 | 4,116,000 | 4,156,000 | 4,213,000 |
| Risk-weighted assets | 16,742,000 | 16,906,000 | 17,438,000 | 17,358,000 |