Call reports 2011
COMPASS SAVINGS BANK — 2011
What COMPASS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,292,000 | 42,864,000 | 42,328,000 | 40,467,000 |
| Total loans | 22,820,000 | 23,300,000 | 22,968,000 | 22,870,000 |
| Allowance for loan losses | 159,000 | 120,000 | 144,000 | 168,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 18,311,000 | 17,456,000 | 16,254,000 | 15,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,410,000 | 38,784,000 | 38,414,000 | 36,548,000 |
| Interest-bearing deposits | 36,445,000 | 36,884,000 | 36,213,000 | 34,341,000 |
| Noninterest-bearing deposits | 1,965,000 | 1,900,000 | 2,201,000 | 2,207,000 |
| Equity capital | 3,856,000 | 3,808,000 | 3,844,000 | 3,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 958,000 | 1,441,000 | 1,893,000 |
| Interest expense | 270,000 | 532,000 | 775,000 | 997,000 |
| Net interest income | 219,000 | 426,000 | 666,000 | 896,000 |
| Noninterest income | 12,000 | -6,000 | 2,000 | 3,000 |
| Noninterest expense | 211,000 | 411,000 | 599,000 | 796,000 |
| Provision for loan losses | 3,000 | 27,000 | 51,000 | 75,000 |
| Pretax income | 17,000 | -18,000 | 18,000 | 28,000 |
| Income tax | 0 | 13,000 | 13,000 | 6,000 |
| Net income | 17,000 | -31,000 | 5,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,856,000 | 3,808,000 | 3,844,000 | 3,862,000 |
| Total capital | 4,015,000 | 3,928,000 | 3,988,000 | 4,030,000 |
| Risk-weighted assets | 17,501,000 | 17,401,000 | 17,232,000 | 16,557,000 |