Call reports 2010
COMPASS SAVINGS BANK — 2010
What COMPASS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,821,000 | 45,800,000 | 43,784,000 | 43,231,000 |
| Total loans | 23,385,000 | 23,373,000 | 23,224,000 | 23,225,000 |
| Allowance for loan losses | 133,000 | 150,000 | 153,000 | 156,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 20,405,000 | 19,535,000 | 17,654,000 | 17,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,016,000 | 40,551,000 | 39,883,000 | 39,373,000 |
| Interest-bearing deposits | 38,680,000 | 38,288,000 | 37,888,000 | 37,194,000 |
| Noninterest-bearing deposits | 2,336,000 | 2,264,000 | 1,995,000 | 2,179,000 |
| Equity capital | 3,870,000 | 3,874,000 | 3,870,000 | 3,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,088,000 | 1,600,000 | 2,081,000 |
| Interest expense | 320,000 | 624,000 | 926,000 | 1,216,000 |
| Net interest income | 230,000 | 464,000 | 674,000 | 865,000 |
| Noninterest income | -73,000 | -115,000 | -125,000 | -114,000 |
| Noninterest expense | 217,000 | 433,000 | 634,000 | 864,000 |
| Provision for loan losses | 0 | 25,000 | 28,000 | 31,000 |
| Pretax income | -60,000 | -109,000 | -113,000 | -144,000 |
| Income tax | 6,000 | -47,000 | -48,000 | -48,000 |
| Net income | -66,000 | -62,000 | -65,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,870,000 | 3,874,000 | 3,870,000 | 3,839,000 |
| Total capital | 4,003,000 | 4,024,000 | 4,023,000 | 3,995,000 |
| Risk-weighted assets | 18,952,000 | 18,277,000 | 17,760,000 | 17,768,000 |