Call reports 2009
COMPASS SAVINGS BANK — 2009
What COMPASS SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 49,018,000 | 46,112,000 | 47,533,000 | 47,215,000 |
| Total loans | 21,807,000 | 22,527,000 | 22,866,000 | 23,306,000 |
| Allowance for loan losses | 205,000 | 201,000 | 139,000 | 133,000 |
| Securities available for sale | 0 | 0 | 0 | 1,000 |
| Securities held to maturity | 24,972,000 | 21,195,000 | 21,552,000 | 20,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,261,000 | 41,784,000 | 41,793,000 | 42,297,000 |
| Interest-bearing deposits | 39,065,000 | 39,542,000 | 39,371,000 | 39,657,000 |
| Noninterest-bearing deposits | 2,195,000 | 2,242,000 | 2,422,000 | 2,640,000 |
| Equity capital | 3,967,000 | 3,985,000 | 3,996,000 | 3,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,265,000 | 1,854,000 | 2,426,000 |
| Interest expense | 376,000 | 735,000 | 1,093,000 | 1,441,000 |
| Net interest income | 353,000 | 530,000 | 761,000 | 985,000 |
| Noninterest income | -71,000 | -104,000 | 69,000 | -103,000 |
| Noninterest expense | 191,000 | 398,000 | 620,000 | 862,000 |
| Provision for loan losses | 46,000 | 55,000 | 226,000 | 97,000 |
| Pretax income | 45,000 | -27,000 | -16,000 | -77,000 |
| Income tax | -53,000 | -143,000 | -143,000 | -143,000 |
| Net income | 98,000 | 116,000 | 127,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,967,000 | 3,985,000 | 3,996,000 | 3,935,000 |
| Total capital | 4,172,000 | 4,186,000 | 4,135,000 | 4,068,000 |
| Risk-weighted assets | 18,271,000 | 18,008,000 | 18,899,000 | 18,725,000 |