Call reports 2020
FAHEY BANKING COMPANY, THE — 2020
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 283,072,000 | 300,572,000 | 296,040,000 | 287,105,000 |
| Total loans | 202,293,000 | 211,801,000 | 210,725,000 | 204,172,000 |
| Allowance for loan losses | 3,150,000 | 3,145,000 | 3,099,000 | 3,106,000 |
| Securities available for sale | 44,563,000 | 42,981,000 | 41,946,000 | 42,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,975,000 | 237,141,000 | 229,998,000 | 220,974,000 |
| Interest-bearing deposits | 186,949,000 | 194,506,000 | 187,049,000 | 172,668,000 |
| Noninterest-bearing deposits | 33,026,000 | 42,635,000 | 42,949,000 | 48,306,000 |
| Equity capital | 47,835,000 | 49,923,000 | 50,804,000 | 51,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,991,000 | 5,812,000 | 8,563,000 | 11,308,000 |
| Interest expense | 740,000 | 1,378,000 | 1,879,000 | 2,329,000 |
| Net interest income | 2,251,000 | 4,434,000 | 6,684,000 | 8,979,000 |
| Noninterest income | 280,000 | 576,000 | 1,001,000 | 1,382,000 |
| Noninterest expense | 1,675,000 | 3,395,000 | 5,145,000 | 7,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -287,000 | 1,402,000 | 2,516,000 | 3,024,000 |
| Income tax | -108,000 | 200,000 | 387,000 | -189,000 |
| Net income | -179,000 | 1,202,000 | 2,129,000 | 3,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,348,000 | 48,729,000 | 49,656,000 | 50,252,000 |