Call reports 2016
FAHEY BANKING COMPANY, THE — 2016
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,825,000 | 212,500,000 | 216,054,000 | 212,876,000 |
| Total loans | 130,909,000 | 126,396,000 | 133,365,000 | 134,492,000 |
| Allowance for loan losses | 1,536,000 | 1,862,000 | 1,988,000 | 2,121,000 |
| Securities available for sale | 74,245,000 | 75,959,000 | 73,753,000 | 68,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,318,000 | 158,558,000 | 161,290,000 | 159,020,000 |
| Interest-bearing deposits | 129,482,000 | 126,175,000 | 126,679,000 | 124,251,000 |
| Noninterest-bearing deposits | 32,836,000 | 32,383,000 | 34,611,000 | 34,769,000 |
| Equity capital | 52,224,000 | 53,592,000 | 54,398,000 | 53,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,243,000 | 6,371,000 | 8,528,000 |
| Interest expense | 116,000 | 234,000 | 352,000 | 474,000 |
| Net interest income | 1,933,000 | 4,009,000 | 6,019,000 | 8,054,000 |
| Noninterest income | 314,000 | 642,000 | 951,000 | 1,362,000 |
| Noninterest expense | 1,748,000 | 3,119,000 | 4,630,000 | 6,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 499,000 | 1,532,000 | 2,340,000 | 3,403,000 |
| Income tax | 85,000 | 372,000 | 586,000 | 864,000 |
| Net income | 414,000 | 1,160,000 | 1,754,000 | 2,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,062,000 | 52,808,000 | 53,402,000 | 54,169,000 |
| Total capital | 53,598,000 | 54,670,000 | 55,390,000 | 56,290,000 |
| Risk-weighted assets | 168,325,000 | 160,604,000 | 168,344,000 | 171,090,000 |