Call reports 2015
FAHEY BANKING COMPANY, THE — 2015
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 209,141,000 | 213,705,000 | 210,474,000 | 207,796,000 |
| Total loans | 137,487,000 | 132,960,000 | 127,029,000 | 126,296,000 |
| Allowance for loan losses | 1,978,000 | 2,008,000 | 1,985,000 | 1,824,000 |
| Securities available for sale | 56,660,000 | 69,226,000 | 72,719,000 | 69,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,148,000 | 163,094,000 | 158,895,000 | 149,969,000 |
| Interest-bearing deposits | 126,857,000 | 130,437,000 | 126,676,000 | 116,760,000 |
| Noninterest-bearing deposits | 31,291,000 | 32,657,000 | 32,219,000 | 33,209,000 |
| Equity capital | 48,167,000 | 48,873,000 | 49,822,000 | 51,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,550,000 | 6,707,000 | 9,318,000 |
| Interest expense | 114,000 | 229,000 | 344,000 | 452,000 |
| Net interest income | 2,071,000 | 4,321,000 | 6,363,000 | 8,866,000 |
| Noninterest income | 234,000 | 1,524,000 | 1,825,000 | 3,503,000 |
| Noninterest expense | 1,610,000 | 3,186,000 | 4,607,000 | 5,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 695,000 | 2,659,000 | 3,581,000 | 6,415,000 |
| Income tax | 179,000 | 790,000 | 1,046,000 | 1,956,000 |
| Net income | 516,000 | 1,869,000 | 2,535,000 | 4,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,723,000 | 49,077,000 | 49,743,000 | 51,648,000 |
| Total capital | 49,555,000 | 50,879,000 | 51,481,000 | 53,403,000 |
| Risk-weighted assets | 144,090,000 | 143,926,000 | 138,830,000 | 140,336,000 |