Call reports 2012
FAHEY BANKING COMPANY, THE — 2012
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,142,000 | 197,243,000 | 191,466,000 | 189,803,000 |
| Total loans | 134,108,000 | 138,365,000 | 138,831,000 | 143,844,000 |
| Allowance for loan losses | 2,784,000 | 2,937,000 | 2,597,000 | 2,544,000 |
| Securities available for sale | 27,689,000 | 31,368,000 | 34,343,000 | 33,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,157,000 | 150,723,000 | 148,166,000 | 136,173,000 |
| Interest-bearing deposits | 114,545,000 | 122,123,000 | 119,570,000 | 108,388,000 |
| Noninterest-bearing deposits | 27,612,000 | 28,600,000 | 28,596,000 | 27,785,000 |
| Equity capital | 41,932,000 | 42,037,000 | 42,377,000 | 42,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,399,000 | 4,372,000 | 6,643,000 | 8,921,000 |
| Interest expense | 180,000 | 347,000 | 514,000 | 664,000 |
| Net interest income | 2,219,000 | 4,025,000 | 6,129,000 | 8,257,000 |
| Noninterest income | 457,000 | 907,000 | 323,000 | 717,000 |
| Noninterest expense | 1,802,000 | 3,795,000 | 5,424,000 | 6,907,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 200,000 |
| Pretax income | 799,000 | 987,000 | 828,000 | 1,867,000 |
| Income tax | 258,000 | 328,000 | 238,000 | 469,000 |
| Net income | 541,000 | 659,000 | 590,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,794,000 | 41,995,000 | 41,925,000 | 42,712,000 |
| Total capital | 43,472,000 | 43,673,000 | 44,015,000 | 44,798,000 |
| Risk-weighted assets | 132,343,000 | 135,339,000 | 166,710,000 | 166,457,000 |