Call reports 2009
FAHEY BANKING COMPANY, THE — 2009
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 210,884,000 | 196,290,000 | 190,454,000 | 184,003,000 |
| Total loans | 160,924,000 | 158,545,000 | 155,222,000 | 148,181,000 |
| Allowance for loan losses | 2,298,000 | 2,340,000 | 2,353,000 | 1,796,000 |
| Securities available for sale | 27,245,000 | 25,074,000 | 24,966,000 | 23,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,576,000 | 148,259,000 | 137,623,000 | 128,247,000 |
| Interest-bearing deposits | 139,339,000 | 129,736,000 | 118,778,000 | 108,124,000 |
| Noninterest-bearing deposits | 19,237,000 | 18,522,000 | 18,845,000 | 20,123,000 |
| Equity capital | 37,179,000 | 36,890,000 | 38,564,000 | 39,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,915,000 | 5,875,000 | 8,470,000 | 11,012,000 |
| Interest expense | 729,000 | 1,332,000 | 1,790,000 | 2,146,000 |
| Net interest income | 2,186,000 | 4,543,000 | 6,680,000 | 8,866,000 |
| Noninterest income | 217,000 | 511,000 | 751,000 | 972,000 |
| Noninterest expense | 1,463,000 | 2,878,000 | 4,331,000 | 6,195,000 |
| Provision for loan losses | 135,000 | 270,000 | 455,000 | 1,640,000 |
| Pretax income | 805,000 | 1,906,000 | 2,645,000 | 2,003,000 |
| Income tax | 215,000 | 526,000 | 722,000 | 444,000 |
| Net income | 590,000 | 1,380,000 | 1,923,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,675,000 | 39,467,000 | 40,009,000 | 39,625,000 |
| Total capital | 40,731,000 | 41,483,000 | 41,996,000 | 41,421,000 |
| Risk-weighted assets | 163,871,000 | 162,988,000 | 157,803,000 | 151,987,000 |