Call reports 2008
FAHEY BANKING COMPANY, THE — 2008
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 201,463,000 | 209,863,000 | 208,837,000 | 214,731,000 |
| Total loans | 155,744,000 | 160,271,000 | 164,733,000 | 162,928,000 |
| Allowance for loan losses | 2,503,000 | 1,998,000 | 2,095,000 | 2,116,000 |
| Securities available for sale | 36,659,000 | 34,241,000 | 33,473,000 | 32,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,784,000 | 168,095,000 | 152,860,000 | 159,349,000 |
| Interest-bearing deposits | 139,996,000 | 148,509,000 | 134,282,000 | 139,993,000 |
| Noninterest-bearing deposits | 21,788,000 | 19,586,000 | 18,578,000 | 19,356,000 |
| Equity capital | 37,778,000 | 36,390,000 | 37,272,000 | 38,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,183,000 | 6,237,000 | 9,459,000 | 12,524,000 |
| Interest expense | 1,200,000 | 2,154,000 | 3,094,000 | 4,075,000 |
| Net interest income | 1,983,000 | 4,083,000 | 6,365,000 | 8,449,000 |
| Noninterest income | 327,000 | 709,000 | 1,037,000 | 1,281,000 |
| Noninterest expense | 1,540,000 | 3,222,000 | 4,810,000 | 5,978,000 |
| Provision for loan losses | 575,000 | 2,150,000 | 2,225,000 | 2,661,000 |
| Pretax income | 218,000 | -557,000 | 390,000 | 1,114,000 |
| Income tax | 0 | 0 | 0 | 128,000 |
| Net income | 218,000 | -557,000 | 390,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,333,000 | 36,208,000 | 36,938,000 | 37,662,000 |
| Total capital | 39,364,000 | 38,206,000 | 39,033,000 | 39,777,000 |
| Risk-weighted assets | 161,297,000 | 168,446,000 | 171,679,000 | 168,400,000 |