Call reports 2007
FAHEY BANKING COMPANY, THE — 2007
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 207,445,000 | 216,986,000 | 213,526,000 | 200,701,000 |
| Total loans | 162,311,000 | 153,382,000 | 152,760,000 | 151,715,000 |
| Allowance for loan losses | 2,215,000 | 2,315,000 | 2,344,000 | 1,929,000 |
| Securities available for sale | 24,176,000 | 24,006,000 | 41,147,000 | 38,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,405,000 | 179,628,000 | 175,226,000 | 162,044,000 |
| Interest-bearing deposits | 152,041,000 | 161,453,000 | 156,335,000 | 141,857,000 |
| Noninterest-bearing deposits | 18,364,000 | 18,175,000 | 18,891,000 | 20,187,000 |
| Equity capital | 35,842,000 | 36,026,000 | 36,772,000 | 37,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,497,000 | 7,029,000 | 10,614,000 | 14,019,000 |
| Interest expense | 1,539,000 | 3,094,000 | 4,687,000 | 6,110,000 |
| Net interest income | 1,958,000 | 3,935,000 | 5,927,000 | 7,909,000 |
| Noninterest income | 274,000 | 615,000 | 963,000 | 1,288,000 |
| Noninterest expense | 1,492,000 | 3,132,000 | 4,735,000 | 6,639,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 200,000 |
| Pretax income | 665,000 | 1,268,000 | 1,955,000 | 2,358,000 |
| Income tax | 199,000 | 373,000 | 566,000 | 617,000 |
| Net income | 466,000 | 895,000 | 1,389,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,869,000 | 36,296,000 | 36,784,000 | 37,115,000 |
| Total capital | 37,906,000 | 38,281,000 | 38,836,000 | 39,044,000 |
| Risk-weighted assets | 162,179,000 | 157,739,000 | 163,851,000 | 158,819,000 |