Call reports 2006
FAHEY BANKING COMPANY, THE — 2006
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 197,378,000 | 215,332,000 | 209,602,000 | 204,927,000 |
| Total loans | 164,550,000 | 169,007,000 | 168,323,000 | 158,033,000 |
| Allowance for loan losses | 2,176,000 | 2,314,000 | 2,391,000 | 2,120,000 |
| Securities available for sale | 22,666,000 | 22,178,000 | 22,770,000 | 23,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,117,000 | 171,770,000 | 165,641,000 | 160,192,000 |
| Interest-bearing deposits | 135,152,000 | 155,227,000 | 146,917,000 | 141,399,000 |
| Noninterest-bearing deposits | 18,965,000 | 16,543,000 | 18,723,000 | 18,793,000 |
| Equity capital | 33,943,000 | 34,244,000 | 34,858,000 | 35,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,501,000 | 10,001,000 | 13,541,000 |
| Interest expense | 1,213,000 | 2,520,000 | 3,976,000 | 5,464,000 |
| Net interest income | 1,968,000 | 3,981,000 | 6,025,000 | 8,077,000 |
| Noninterest income | 741,000 | 1,070,000 | 1,320,000 | 1,703,000 |
| Noninterest expense | 1,549,000 | 3,260,000 | 4,716,000 | 6,371,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,085,000 | 1,641,000 | 2,404,000 | 3,109,000 |
| Income tax | 350,000 | 521,000 | 761,000 | 971,000 |
| Net income | 735,000 | 1,120,000 | 1,643,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,014,000 | 34,399,000 | 34,923,000 | 35,394,000 |
| Total capital | 36,007,000 | 36,482,000 | 36,987,000 | 37,356,000 |
| Risk-weighted assets | 158,496,000 | 165,619,000 | 164,034,000 | 156,075,000 |