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Call reports 2005

FAHEY BANKING COMPANY, THE — 2005

What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8d99257a-3c58-4262-9389-9ac5156c5947/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets203,689,000217,966,000206,146,000196,654,000
Total loans155,681,000158,066,000162,439,000159,978,000
Allowance for loan losses1,854,0002,020,0002,073,0002,140,000
Securities available for sale32,202,00031,361,00025,083,00023,329,000
Securities held to maturity0000
Trading assets0000
Total deposits159,499,000173,400,000163,987,000154,009,000
Interest-bearing deposits139,198,000153,047,000144,175,000134,170,000
Noninterest-bearing deposits20,301,00020,353,00019,812,00019,840,000
Equity capital31,970,00032,441,00032,936,00033,251,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income2,786,0005,702,0008,715,00011,843,000
Interest expense764,0001,594,0002,559,0003,632,000
Net interest income2,022,0004,108,0006,156,0008,211,000
Noninterest income255,000591,000977,0001,305,000
Noninterest expense1,444,0003,199,0004,718,0006,314,000
Provision for loan losses75,000150,000225,000300,000
Pretax income771,0001,363,0002,205,0002,900,000
Income tax230,000407,000678,000899,000
Net income541,000956,0001,527,0002,001,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital31,838,00032,253,00032,824,00033,278,000
Total capital33,692,00034,191,00034,769,00035,188,000
Risk-weighted assets159,637,000154,327,000154,802,000151,858,000

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