Call reports 2004
FAHEY BANKING COMPANY, THE — 2004
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 190,105,000 | 207,669,000 | 209,020,000 | 198,258,000 |
| Total loans | 144,494,000 | 143,873,000 | 151,152,000 | 153,839,000 |
| Allowance for loan losses | 1,726,000 | 1,724,000 | 1,781,000 | 1,784,000 |
| Securities available for sale | 32,377,000 | 30,848,000 | 36,515,000 | 34,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,606,000 | 162,695,000 | 165,288,000 | 154,038,000 |
| Interest-bearing deposits | 126,297,000 | 145,008,000 | 146,908,000 | 133,789,000 |
| Noninterest-bearing deposits | 18,309,000 | 17,687,000 | 18,380,000 | 20,249,000 |
| Equity capital | 30,840,000 | 30,778,000 | 31,393,000 | 31,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,046,000 | 5,601,000 | 8,255,000 | 11,013,000 |
| Interest expense | 657,000 | 1,369,000 | 2,121,000 | 2,954,000 |
| Net interest income | 2,389,000 | 4,232,000 | 6,134,000 | 8,059,000 |
| Noninterest income | 330,000 | 642,000 | 1,016,000 | 1,307,000 |
| Noninterest expense | 1,450,000 | 2,926,000 | 4,482,000 | 6,085,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 375,000 |
| Pretax income | 1,194,000 | 1,798,000 | 2,443,000 | 3,104,000 |
| Income tax | 367,000 | 540,000 | 712,000 | 904,000 |
| Net income | 827,000 | 1,258,000 | 1,731,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,945,000 | 30,375,000 | 30,847,000 | 31,297,000 |
| Total capital | 31,164,000 | 31,622,000 | 32,120,000 | 33,081,000 |
| Risk-weighted assets | 96,229,000 | 99,237,000 | 101,284,000 | 158,200,000 |