Call reports 2003
FAHEY BANKING COMPANY, THE — 2003
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 184,219,000 | 185,809,000 | 182,626,000 | 183,393,000 |
| Total loans | 127,631,000 | 129,040,000 | 132,743,000 | 137,709,000 |
| Allowance for loan losses | 1,496,000 | 1,593,000 | 1,579,000 | 1,655,000 |
| Securities available for sale | 40,794,000 | 37,793,000 | 36,014,000 | 34,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,999,000 | 148,868,000 | 146,525,000 | 146,849,000 |
| Interest-bearing deposits | 129,430,000 | 129,984,000 | 128,639,000 | 127,314,000 |
| Noninterest-bearing deposits | 16,569,000 | 18,883,000 | 17,887,000 | 19,535,000 |
| Equity capital | 28,933,000 | 29,740,000 | 29,954,000 | 29,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,563,000 | 5,600,000 | 8,190,000 | 10,696,000 |
| Interest expense | 762,000 | 1,484,000 | 2,173,000 | 2,823,000 |
| Net interest income | 1,801,000 | 4,116,000 | 6,017,000 | 7,873,000 |
| Noninterest income | 358,000 | 783,000 | 1,189,000 | 1,534,000 |
| Noninterest expense | 1,383,000 | 2,802,000 | 4,252,000 | 5,977,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 519,000 |
| Pretax income | 716,000 | 1,977,000 | 2,774,000 | 2,911,000 |
| Income tax | 205,000 | 595,000 | 825,000 | 837,000 |
| Net income | 511,000 | 1,382,000 | 1,949,000 | 2,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,575,000 | 28,444,000 | 29,011,000 | 29,117,000 |
| Total capital | 29,071,000 | 30,037,000 | 30,590,000 | 30,772,000 |
| Risk-weighted assets | 127,560,000 | 128,039,000 | 130,095,000 | 133,888,000 |