Call reports 2002
FAHEY BANKING COMPANY, THE — 2002
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 159,759,000 | 175,363,000 | 172,612,000 | 178,365,000 |
| Total loans | 94,260,000 | 103,235,000 | 114,278,000 | 118,314,000 |
| Allowance for loan losses | 1,279,000 | 1,353,000 | 1,363,000 | 1,452,000 |
| Securities available for sale | 51,560,000 | 49,608,000 | 45,809,000 | 41,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,797,000 | 143,805,000 | 133,615,000 | 140,201,000 |
| Interest-bearing deposits | 114,403,000 | 128,569,000 | 118,448,000 | 122,887,000 |
| Noninterest-bearing deposits | 15,394,000 | 15,237,000 | 15,168,000 | 17,315,000 |
| Equity capital | 26,300,000 | 27,343,000 | 28,282,000 | 28,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,017,000 | 7,618,000 | 10,104,000 |
| Interest expense | 808,000 | 1,572,000 | 2,367,000 | 3,159,000 |
| Net interest income | 1,667,000 | 3,445,000 | 5,251,000 | 6,945,000 |
| Noninterest income | 257,000 | 583,000 | 959,000 | 1,351,000 |
| Noninterest expense | 1,316,000 | 2,554,000 | 3,894,000 | 5,492,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 390,000 |
| Pretax income | 548,000 | 1,354,000 | 2,136,000 | 2,414,000 |
| Income tax | 147,000 | 382,000 | 609,000 | 664,000 |
| Net income | 401,000 | 972,000 | 1,527,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,730,000 | 26,306,000 | 26,855,000 | 27,063,000 |
| Total capital | 26,941,000 | 27,627,000 | 28,218,000 | 28,515,000 |
| Risk-weighted assets | 96,839,000 | 105,638,000 | 112,022,000 | 119,232,000 |