Call reports 2001
FAHEY BANKING COMPANY, THE — 2001
What FAHEY BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 155,966,000 | 166,805,000 | 158,825,000 | 154,266,000 |
| Total loans | 95,487,000 | 93,529,000 | 92,608,000 | 92,283,000 |
| Allowance for loan losses | 1,045,000 | 1,119,000 | 1,139,000 | 1,217,000 |
| Securities available for sale | 43,652,000 | 46,602,000 | 49,740,000 | 47,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,151,000 | 133,929,000 | 123,590,000 | 124,971,000 |
| Interest-bearing deposits | 109,182,000 | 119,864,000 | 110,626,000 | 111,187,000 |
| Noninterest-bearing deposits | 13,969,000 | 14,065,000 | 12,964,000 | 13,784,000 |
| Equity capital | 24,695,000 | 24,331,000 | 25,783,000 | 26,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,019,000 | 5,879,000 | 8,657,000 | 11,248,000 |
| Interest expense | 1,426,000 | 2,743,000 | 3,900,000 | 4,863,000 |
| Net interest income | 1,593,000 | 3,136,000 | 4,757,000 | 6,385,000 |
| Noninterest income | 218,000 | 449,000 | 696,000 | 1,349,000 |
| Noninterest expense | 1,195,000 | 2,342,000 | 3,590,000 | 4,891,000 |
| Provision for loan losses | 90,000 | 406,000 | 496,000 | 556,000 |
| Pretax income | 584,000 | 921,000 | 1,451,000 | 2,371,000 |
| Income tax | 162,000 | 236,000 | 387,000 | 654,000 |
| Net income | 422,000 | 685,000 | 1,064,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,052,000 | 24,316,000 | 24,697,000 | 25,328,000 |
| Total capital | 25,097,000 | 25,435,000 | 25,836,000 | 26,525,000 |
| Risk-weighted assets | 95,842,000 | 99,169,000 | 96,584,000 | 95,715,000 |