Call reports 2013
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2013
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 439,111,000 | 437,693,000 | 444,210,000 | 447,421,000 |
| Total loans | 303,205,000 | 307,820,000 | 313,492,000 | 319,287,000 |
| Allowance for loan losses | 2,806,000 | 2,751,000 | 2,752,000 | 2,780,000 |
| Securities available for sale | 86,773,000 | 85,974,000 | 83,870,000 | 83,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,932,000 | 373,704,000 | 382,713,000 | 387,521,000 |
| Interest-bearing deposits | 317,451,000 | 302,936,000 | 312,907,000 | 313,254,000 |
| Noninterest-bearing deposits | 69,481,000 | 70,768,000 | 69,806,000 | 74,267,000 |
| Equity capital | 34,040,000 | 33,216,000 | 32,192,000 | 30,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,575,000 | 7,199,000 | 10,881,000 | 14,583,000 |
| Interest expense | 219,000 | 424,000 | 629,000 | 832,000 |
| Net interest income | 3,356,000 | 6,775,000 | 10,252,000 | 13,751,000 |
| Noninterest income | 677,000 | 1,290,000 | 1,941,000 | 2,517,000 |
| Noninterest expense | 2,757,000 | 5,437,000 | 8,165,000 | 10,912,000 |
| Provision for loan losses | -187,000 | -204,000 | -180,000 | -137,000 |
| Pretax income | 1,671,000 | 3,040,000 | 4,416,000 | 5,701,000 |
| Income tax | 576,000 | 1,049,000 | 1,524,000 | 1,969,000 |
| Net income | 1,095,000 | 1,991,000 | 2,892,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,316,000 | 33,212,000 | 32,114,000 | 31,204,000 |
| Total capital | 36,172,000 | 36,006,000 | 34,913,000 | 34,030,000 |
| Risk-weighted assets | 267,565,000 | 275,465,000 | 281,727,000 | 288,982,000 |