Call reports 2012
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2012
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 445,287,000 | 430,934,000 | 452,944,000 | 454,067,000 |
| Total loans | 285,544,000 | 281,568,000 | 276,436,000 | 289,465,000 |
| Allowance for loan losses | 2,759,000 | 2,738,000 | 2,714,000 | 3,004,000 |
| Securities available for sale | 93,262,000 | 104,803,000 | 103,783,000 | 96,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,687,000 | 380,223,000 | 383,671,000 | 403,370,000 |
| Interest-bearing deposits | 312,739,000 | 315,999,000 | 315,140,000 | 303,739,000 |
| Noninterest-bearing deposits | 69,948,000 | 64,224,000 | 68,531,000 | 99,631,000 |
| Equity capital | 33,881,000 | 34,959,000 | 36,002,000 | 34,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,837,000 | 7,750,000 | 11,654,000 | 15,275,000 |
| Interest expense | 380,000 | 711,000 | 1,000,000 | 1,250,000 |
| Net interest income | 3,457,000 | 7,039,000 | 10,654,000 | 14,025,000 |
| Noninterest income | 578,000 | 1,195,000 | 1,805,000 | 2,444,000 |
| Noninterest expense | 2,510,000 | 5,028,000 | 7,682,000 | 10,279,000 |
| Provision for loan losses | -95,000 | -132,000 | -110,000 | 204,000 |
| Pretax income | 1,620,000 | 3,338,000 | 4,887,000 | 5,986,000 |
| Income tax | 549,000 | 1,130,000 | 1,652,000 | 2,019,000 |
| Net income | 1,071,000 | 2,208,000 | 3,235,000 | 3,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,825,000 | 33,963,000 | 34,990,000 | 33,471,000 |
| Total capital | 35,631,000 | 36,748,000 | 37,748,000 | 36,519,000 |
| Risk-weighted assets | 257,965,000 | 258,052,000 | 260,049,000 | 279,986,000 |