Call reports 2011
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2011
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 406,669,000 | 389,295,000 | 408,349,000 | 414,496,000 |
| Total loans | 253,421,000 | 264,440,000 | 273,205,000 | 287,893,000 |
| Allowance for loan losses | 2,619,000 | 2,495,000 | 2,557,000 | 2,841,000 |
| Securities available for sale | 103,097,000 | 84,249,000 | 77,495,000 | 69,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,771,000 | 337,564,000 | 344,837,000 | 353,664,000 |
| Interest-bearing deposits | 303,771,000 | 284,317,000 | 291,379,000 | 283,854,000 |
| Noninterest-bearing deposits | 55,000,000 | 53,247,000 | 53,458,000 | 69,810,000 |
| Equity capital | 31,707,000 | 30,903,000 | 32,079,000 | 32,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,174,000 | 8,362,000 | 12,416,000 | 16,305,000 |
| Interest expense | 553,000 | 1,056,000 | 1,532,000 | 1,953,000 |
| Net interest income | 3,621,000 | 7,306,000 | 10,884,000 | 14,352,000 |
| Noninterest income | 721,000 | 1,428,000 | 2,196,000 | 2,877,000 |
| Noninterest expense | 2,849,000 | 5,442,000 | 8,074,000 | 10,758,000 |
| Provision for loan losses | 0 | -110,000 | -35,000 | 304,000 |
| Pretax income | 1,493,000 | 3,938,000 | 5,595,000 | 6,721,000 |
| Income tax | 505,000 | 1,336,000 | 1,895,000 | 2,267,000 |
| Net income | 988,000 | 2,602,000 | 3,700,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,288,000 | 29,902,000 | 31,001,000 | 31,754,000 |
| Total capital | 33,944,000 | 32,441,000 | 33,601,000 | 34,644,000 |
| Risk-weighted assets | 234,203,000 | 232,069,000 | 239,187,000 | 254,065,000 |