Call reports 2010
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2010
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 401,235,000 | 394,952,000 | 405,130,000 | 402,685,000 |
| Total loans | 303,118,000 | 296,458,000 | 283,281,000 | 276,463,000 |
| Allowance for loan losses | 2,653,000 | 2,618,000 | 2,609,000 | 2,640,000 |
| Securities available for sale | 57,929,000 | 63,554,000 | 72,490,000 | 85,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,943,000 | 339,044,000 | 356,585,000 | 352,539,000 |
| Interest-bearing deposits | 297,313,000 | 292,478,000 | 302,052,000 | 286,974,000 |
| Noninterest-bearing deposits | 46,630,000 | 46,566,000 | 54,533,000 | 65,565,000 |
| Equity capital | 39,961,000 | 41,647,000 | 30,144,000 | 30,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,665,000 | 9,486,000 | 14,064,000 | 18,472,000 |
| Interest expense | 786,000 | 1,532,000 | 2,215,000 | 2,819,000 |
| Net interest income | 3,879,000 | 7,954,000 | 11,849,000 | 15,653,000 |
| Noninterest income | 721,000 | 1,474,000 | 2,164,000 | 2,952,000 |
| Noninterest expense | 2,737,000 | 5,443,000 | 8,195,000 | 10,848,000 |
| Provision for loan losses | 30,000 | 55,000 | 85,000 | 225,000 |
| Pretax income | 2,120,000 | 4,217,000 | 6,020,000 | 7,819,000 |
| Income tax | 727,000 | 1,435,000 | 2,039,000 | 2,641,000 |
| Net income | 1,393,000 | 2,782,000 | 3,981,000 | 5,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,516,000 | 40,905,000 | 29,104,000 | 30,301,000 |
| Total capital | 42,202,000 | 43,552,000 | 31,744,000 | 32,972,000 |
| Risk-weighted assets | 239,664,000 | 241,685,000 | 241,417,000 | 242,392,000 |